$575,000
5100 E RANCHO PALOMA Drive #2072
- Price per sqft
- $405/sqft
- Listed
- Apr 17, 2026
- Since listed
- 152 days
- Lot
- 1,363 sqft lot
Home highlights
- Mountain(s)
About this home
**RARE FINANCING ADVANTAGE: Lock in 5.625% & Skip the Heavy Interest Years!** Why start a brand-new 30-year clock at today's 6.5%+ market rates? This turnkey luxury home features a **PennyMac VA Assumable Loan locked at a fixed 5.625% with under 27 years remaining (fully open to both civilian and military buyers).** Because the sellers have already cleared the front-loaded interest of the initial years, a significantly higher percentage of your very first payment goes directly toward building your personal equity. With an incredibly accessible cash-down equity gap of approx. *$40,000*, you can step into a locked note that instantly saves you over *$350+ every single month* compared to financing this same balance from scratch today--putting you years closer to financial freedom.
From ARMLS
Property details
Home & layout
- Property type
- Townhouse
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,420 sqft
- Year built
- 2021
- Stories
- 2
Interior
- Interior features
- Non-laminate Counter, Quartz Countertops, High Speed Internet, Smart Home, Double Vanity, Eat-in Kitchen, Breakfast Bar, 9+ Flat Ceilings, No Interior Steps, Kitchen Island, Pantry
- Flooring
- Tile
- Laundry
- Inside, Engy Star (See Rmks)
- Windows
- Low-Emissivity Windows, Solar Screens, Dual Pane, ENERGY STAR Qualified Windows
Systems & utilities
- Heating
- Electric
- Cooling
- HVAC SEER Rating, Central Air, ENERGY STAR Qualified Equipment, Programmable Thmstat
- Sewer
- Public Sewer
- Water source
- City Water
Lot, exterior & construction
- Lot size
- 1,363 sqft lot
- Lot features
- East/West Exposure, Corner Lot, Desert Back, Desert Front
- Views
- Mountain(s)
- Construction
- Stucco, Wood Frame, Painted, Stone, Ducts Professionally Air-Sealed
- Roof
- Tile
- Exterior features
- Balcony, Private Street(s)
- Patio & porch
- Covered Patio(s), Patio
- Fencing
- Block, Wrought Iron
- Spa
- None
Parking & access
- Garage
- 1 spaces
- Carport
- 0 spaces
- Covered parking
- 1 spaces
- Parking features
- Detached Garage, Garage Door Opener, Extended Length Garage, Shared Driveway, Electric Vehicle Charging Station(s)
Community & lifestyle
- Subdivision
- RANCHO NORTH CONDOS
- Community features
- Pool, Gated, Community Spa, Community Spa Htd, Biking/Walking Path, Fitness Center
- HOA
- $339 monthly
- HOA name
- Rancho North
Location
Explore the neighborhood
5100 E RANCHO PALOMA Drive #2072, Cave Creek, AZ 85331
Map location is based on MLS coordinates. Verify the exact property location before visiting.
Schools
- Elementary
- Black Mountain Elementary School
School assignments can change and are not guaranteed. Please verify enrollment directly with the district.
Listing information
- Status
- Active
- MLS number
- 7015374
- Listed
- Apr 17, 2026
- Last updated
- Aug 26, 2026, 2:28 PM MST
- County
- Maricopa
- Tax year
- 2025
- Listing terms
- Cash, Conventional, 1031 Exchange, VA Loan
- Possession
- Close of Escrow, By Agreement
- Special conditions
- N/A
- Listing agent
- Ashley Dabibi
- Listing brokerage
- Compass
Listing courtesy of Ashley Dabibi, Compass · 602-677-2224.