12123 W BELL Road 110, Surprise, AZ 85378 — photo 1 of 31

ActiveMLS #7053218

$125,000

12123 W BELL Road #110

Surprise, AZ 85378

1beds

1baths

576sqft

Price per sqft: $217/sqft
Listed: Jul 12, 2026
Since listed: 65 days
Lot: 657 sqft lot

Home highlights

Single-story
Desert

About this home

Welcome to this partially updated ground floor unit apartment. Features include all-tile flooring, a covered private balcony, and in-unit laundry. Community pool, ponds with ducks, bbq's, walking paths, and an on site restaurant. Move-in ready and perfect for Airbnb, rental income, or seasonal living. Great investment opportunity--sold as-is

From ARMLS

Property details

Home & layout

Property type: Apartment
Bedrooms: 1
Bathrooms: 1
Living area: 576 sqft
Year built: 1987
Stories: Single-story

Interior

Interior features: Breakfast Bar, Laminate Counters
Flooring: Tile
Windows: Screens, Dual Pane

Systems & utilities

Heating: Heat Pump
Cooling: Central Air, Ceiling Fan(s)
Sewer: Public Sewer
Water source: Pvt Water Company

Lot, exterior & construction

Lot size: 657 sqft lot
Lot features: None
Views: Desert
Construction: Stucco, Wood Frame
Roof: Rolled/Hot Mop
Patio & porch: Covered Patio(s)
Fencing: None
Spa: None

Parking & access

Garage: 0 spaces
Carport: 1 spaces
Covered parking: 1 spaces
Parking features: Assigned

Community & lifestyle

Subdivision: CLIFFS CONDOMINIUM
Community features: Pool, Playground
HOA: $192 monthly
HOA name: Cliffs Condo

Location

Explore the neighborhood

12123 W BELL Road #110, Surprise, AZ 85378

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Schools

Elementary: Thompson Ranch Elementary
Middle: Thompson Ranch Elementary
High: Valley Vista High School

School assignments can change and are not guaranteed. Please verify enrollment directly with the district.

Listing information

Status: Active
MLS number: 7053218
Listed: Jul 12, 2026
Last updated: Aug 20, 2026, 10:36 AM MST
County: Maricopa
Tax year: 2025
Listing terms: Cash, Conventional
Possession: Close of Escrow
Special conditions: N/A
Listing agent: Tina Ivanic-Lobato
Listing brokerage: My Home Group Real Estate

Planning tool

Monthly payment estimate

Adjust the assumptions below to explore a possible monthly payment for this home.

Home price

Down payment

Example interest rate

Loan term

Estimated annual property taxes

MLS did not provide the tax amount, so this starts at 0.52% of the home price and updates with it.

Estimated annual homeowners insurance

Starts at 0.35% of the home price and remains fully editable.

Monthly HOA

Monthly mortgage insurance

Estimated monthly total

$915

$100,000 loan after a $25,000 down payment

Principal & interest: $632
Property taxes: $54
Homeowners insurance: $36
HOA: $192
Mortgage insurance: $0

Estimate only—not a loan quote. The example rate is editable and is not represented as a current lender rate. When MLS does not provide annual taxes, the calculator starts with an editable percentage-of-price estimate. Homeowners insurance also starts with an editable percentage-of-price estimate instead of $0. Actual payments vary and may also include lender fees, closing costs, utilities, maintenance, and other expenses. Verify taxes, insurance, HOA dues, and financing with the appropriate professionals.

Wendy Macica

Simply Real Estate

I can represent you on this home, answer your questions honestly, and arrange a private tour — whoever holds the listing.

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Listing courtesy of Tina Ivanic-Lobato, My Home Group Real Estate.

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