12440 N 20TH Street 106, Phoenix, AZ 85022 — photo 1 of 21

ActiveMLS #7062523Price reduced

$189,900

$195,000Reduced $5,100 (2.6%)on Sep 11, 2026

12440 N 20TH Street #106

Phoenix, AZ 85022

2beds

2baths

816sqft

Price per sqft: $233/sqft
Listed: Aug 4, 2026
Since listed: 43 days
Lot: 787 sqft lot

About this home

Welcome home to this tastefully renovated 2-bedroom, 2-bath condo in the gated Shamrock Glen community. Offering 816 square feet of well-planned living space, the split-bedroom layout provides added privacy, making it ideal for roommates, guests, or a home office.The bright kitchen features crisp white cabinetry, updated hardware, and a clean, modern design.

From ARMLS

Property details

Home & layout

Property type: Apartment
Bedrooms: 2
Bathrooms: 2
Living area: 816 sqft
Year built: 1986
Stories: 2

Interior

Interior features: No Interior Steps, Full Bth Master Bdrm, Laminate Counters
Flooring: Vinyl
Laundry: Inside
Windows: Screens, Dual Pane
Security: Security System Owned

Systems & utilities

Heating: Natural Gas
Cooling: Central Air, Ceiling Fan(s)
Sewer: Public Sewer
Water source: City Water

Lot, exterior & construction

Lot size: 787 sqft lot
Lot features: Desert Front
Construction: Stucco, Other, Wood Frame, Painted
Roof: Composition
Exterior features: Storage
Patio & porch: Covered Patio(s)
Fencing: None
Spa: None

Parking & access

Garage: 0 spaces
Carport: 1 spaces
Covered parking: 1 spaces

Community & lifestyle

Subdivision: SHAMROCK GLEN CONDOMINIUM 1ST AMD
Community features: Pool, Gated
HOA: $330 monthly
HOA name: Shamrock Glen Owners

Location

Explore the neighborhood

12440 N 20TH Street #106, Phoenix, AZ 85022

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Schools

Elementary: Hidden Hills Elementary School
Middle: Shea Middle School
High: Shadow Mountain High School

School assignments can change and are not guaranteed. Please verify enrollment directly with the district.

Listing information

Status: Active
MLS number: 7062523
Listed: Aug 4, 2026
Last updated: Sep 11, 2026, 10:50 AM MST
County: Maricopa
Previous tracked price: $195,000
Verified price reduction: $5,100 (2.6%)
Price reduced: Sep 11, 2026
Tax year: 2025
Listing terms: Cash, Conventional
Possession: Close of Escrow
Special conditions: N/A
Listing agent: Phillip Shaver
Listing brokerage: HomeSmart

Planning tool

Monthly payment estimate

Adjust the assumptions below to explore a possible monthly payment for this home.

Home price

Down payment

Example interest rate

Loan term

Estimated annual property taxes

MLS did not provide the tax amount, so this starts at 0.52% of the home price and updates with it.

Estimated annual homeowners insurance

Starts at 0.35% of the home price and remains fully editable.

Monthly HOA

Monthly mortgage insurance

Estimated monthly total

$1,428

$151,920 loan after a $37,980 down payment

Principal & interest: $960
Property taxes: $82
Homeowners insurance: $55
HOA: $330
Mortgage insurance: $0

Estimate only—not a loan quote. The example rate is editable and is not represented as a current lender rate. When MLS does not provide annual taxes, the calculator starts with an editable percentage-of-price estimate. Homeowners insurance also starts with an editable percentage-of-price estimate instead of $0. Actual payments vary and may also include lender fees, closing costs, utilities, maintenance, and other expenses. Verify taxes, insurance, HOA dues, and financing with the appropriate professionals.

Wendy Macica

Simply Real Estate

I can represent you on this home, answer your questions honestly, and arrange a private tour — whoever holds the listing.

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Listing courtesy of Phillip Shaver, HomeSmart · 480-305-6688.

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